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MAP YOUR FLOOD RISK

FLOOD Ed:

What you should know about floods, and then some.

Joel Lusk, De Moines IA

Play / 3:31
  • Joel Lusk, De Moines IA

    Play / 3:31

  • Bertie Midgett, Hurricane Irene 2011

    Play / 2:54

  • James Skelton, Atlanta 2009

    Play / 2:36

  • Flooding from Heavy Rains

    Play / 2:47

  • Two Flood Stories, Atlanta 2009

    Play / 3:05

  • Hurricane Katrina Levee Failure

    Play / 2:18

  • The Taylors, Atlanta 2009 Rains

    Play / 2:17

  • Mary Martin, Hurricane Irene 2011

    Play / 2:45

  • Frank Billingsley, Tropical Storm Allison

    Play / 3:15

  • Rich Smith, Severe Rains

    Play / 2:28

  • Becky Bently, Atlanta 2009

    Play / 2:23

Flood Quick Facts

  • Fact #1

    If a house is destroyed due to the collapse of the land it is built on, and the collapse is due to waves or currents of water, that would be considered a flood and would be covered.

  • Fact #2

    Voluntary flood insurance policies are not enforced until 30 days after purchase.

  • Fact #3

    Flood insurance is required by law for some high risk homes but only a minority of homes fall under this category. Congress passed some laws requiring that all federally-insured or regulated lenders, for instance mortgages backed by Fannie Mae or Freddie Mac require flood insurance to protect their investment in the property.

  • Fact #4

    Overflows from sewer systems or sump pumps are not considered a flood unless a flood has caused the backup and overflow.

  • Fact #5

    Flood damage is not typically covered by a homeowners insurance policy.

BREAKING FLOOD NEWS:

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