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MAP YOUR FLOOD RISK

FLOOD Ed:

What you should know about floods, and then some.

Rich Smith, Severe Rains

Play / 2:28
  • Rich Smith, Severe Rains

    Play / 2:28

  • Joel Lusk, De Moines IA

    Play / 3:31

  • Hurricane Katrina Levee Failure

    Play / 2:18

  • Two Flood Stories, Atlanta 2009

    Play / 3:05

  • James Skelton, Atlanta 2009

    Play / 2:36

  • Becky Bently, Atlanta 2009

    Play / 2:23

  • Frank Billingsley, Tropical Storm Allison

    Play / 3:15

  • The Taylors, Atlanta 2009 Rains

    Play / 2:17

  • Mary Martin, Hurricane Irene 2011

    Play / 2:45

  • Bertie Midgett, Hurricane Irene 2011

    Play / 2:54

  • Flooding from Heavy Rains

    Play / 2:47

Flood Quick Facts

  • Fact #1

    Voluntary flood insurance policies are not enforced until 30 days after purchase.

  • Fact #2

    Collapse or subsidence of land and the insured house, along a shore of a body of water caused by waves or currents of water are considered a flood and are covered by this policy.

  • Fact #3

    Private insurance companies and the federal government recognized that their association would improve the overall success of the program. Accordingly, insurance companies administer the program, but the federal government funds the insurance.

  • Fact #4

    There are some homeowner endorsements that will cover a back-up or overflow of sewers or drains or a sump-pump. These type losses sometimes do occur during flooding events. These endorsements will often have dollar limits substantially less than the flood policy

  • Fact #5

    Flood damage is not typically covered by a homeowners insurance policy.

BREAKING FLOOD NEWS:

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