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Fact #1
Flood damage is not typically covered by a homeowners insurance policy.
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Fact #2
25% of homes with flood claims each year are in low risk zones.
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Fact #3
Collapse or subsidence of land and the insured house, along a shore of a body of water caused by waves or currents of water are considered a flood and are covered by this policy.
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Fact #4
Voluntary flood insurance policies are not enforced until 30 days after purchase.
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Fact #5
Floods can happen anywhere and without warning. 25% of homes with flood claims each year are in low risk zones just like yours. Give yourself and your family the peace of mind of knowing that they are protected should a flood happen. It will take a full 30 days from the time your policy is purchased to be valid so waiting to make this decision is a serious risk.