Flood damage is not typically covered by a homeowners insurance policy.
Private insurance companies and the federal government recognized that their association would improve the overall success of the program. Accordingly, insurance companies administer the program, but the federal government funds the insurance.
The physical effects of mold contamination, which range from irritating symptoms akin to seasonal allergies to death, continue to gain national recognition and scientific support. Click here to find out more about mold and how to ensure that your home and property are safe to live in.
Overflows from sewer systems or sump pumps are not considered a flood unless a flood has caused the backup and overflow.
25% of homes with flood claims each year are in low risk zones.