Flood damage is not typically covered by a homeowners insurance policy.
Overflows from sewer systems or sump pumps are not considered a flood unless a flood has caused the backup and overflow.
There are many things that you can do to protect your home and personal property. Click here to find out more.
There are some homeowner endorsements that will cover a back-up or overflow of sewers or drains or a sump-pump. These type losses sometimes do occur during flooding events. These endorsements will often have dollar limits substantially less than the flood policy
There is a low-cost policy for homes in moderate-to-lower risk areas, and for much less than you might expect. The quick processing of these lower risk/low cost policies is the purpose of this website, so lets get started. Click here to get a quote.