Overflows from sewer systems or sump pumps are not considered a flood unless a flood has caused the backup and overflow.
Private insurance companies and the federal government recognized that their association would improve the overall success of the program. Accordingly, insurance companies administer the program, but the federal government funds the insurance.
There are many things that you can do to protect your home and personal property. Click here to find out more.
There is a low-cost policy for homes in moderate-to-lower risk areas, and for much less than you might expect. The quick processing of these lower risk/low cost policies is the purpose of this website, so lets get started. Click here to get a quote.
Voluntary flood insurance policies are not enforced until 30 days after purchase.