The physical effects of mold contamination, which range from irritating symptoms akin to seasonal allergies to death, continue to gain national recognition and scientific support. Click here to find out more about mold and how to ensure that your home and property are safe to live in.
Collapse or subsidence of land and the insured house, along a shore of a body of water caused by waves or currents of water are considered a flood and are covered by this policy.
If a house is destroyed due to the collapse of the land it is built on, and the collapse is due to waves or currents of water, that would be considered a flood and would be covered.
Flood damage is not typically covered by a homeowners insurance policy.
90% of all natural disasters have some form of flooding.